Our Award Winning Cards give you access to your money 24/7, in Australia and abroad.

The Mutual Bank Popular Credit Cards

  • Enjoy a Home Loan Rewards rate on your card when you have a home loan with us
  • Up to 55 interest-free days on purchases
  • 14.00%p.a Interest rate
  • 10.74%p.a
    Comparison rate
  • Yes in branch redraw fee applies
  • Free online redraw
  • 10% discount off our QBE General Insurance range
  • 4.90%p.a Interest rate
  • 4.95%p.a
    Comparison rate

How much would my repayments be?

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  • Owner Occupied Home Loan Comparison Rate Schedule
  • Residential Investment Comparison Rate Schedule
  • Still have questions? Read our Home Loan FAQs
  • What is a Comparison Rate?
  • View all Rates & Fees
  • Request a Home Loan Key Facts Sheet

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Advice for first home buyers

For most of us, buying your first home is a very steep learning curve.

More advice for buyers

For most of us, buying your first home is a very steep learning curve.


  • 1 Fixed interest rate: Fixed rates revert to the corresponding product's variable base rate upon expiry of fixed rate term.
  • 2 Home Loan Rewards Rate: Eligible Home Loans for the Home Loan Rewards rate include any home loan with Northern Inland Credit Union. When the Home Loan is paid out, the interest rate reverts to the standard credit card rate. Refer to our Interest Rates for details
  • 3 Owner Occupied Home Loans Only: Applies to Owner occupied Home Loans only.
  • 4 HL Comparison Rate 250k x 25 years: Comparison Rate is calculated on a loan amount of $250,000 over a term of 25 years